PANAMA CITY BEACH owner financing home - a townhouse or condo (2 beds, 3 baths)

OWNER FINANCING NOW OFFERED!!! WITH FULL PRICE OFFER AT 5% INTEREST RATE, AMORTIZED OVER 30 YEARS WITH A 2-YEAR BALLOON PAYMENT DUE. $50K NN-REFUNDABLE DOWN PAYMENT REQUIRED. NO PREPAYMENT PENALTY. BUYER RESPONSIBLE FOR HOA DUES AND PROPERTY TAXES. ESTIMATED MONTHLY PAYMENT OF $1,234.69 (PRINCIPAL AND INTEREST ONLY) BASED ON A $280K PURCHASE PRICE. CREDITWORTHINESS WILL BE CONSIDERED FOR ANY SELLER-FINANCED DEAL.Experience luxury living at Island Reserve -- one of the most talked-about gated communities in Panama City Beach -- offering an unbeatable blend of comfort, style, and convenience. This highly sought-after top-floor unit (#5305) boasts stunning courtyard and pool views, with the added bonus of garage parking on the same level for easy access.Step inside this elegant 2-bedroom, 2.5-bath condo featuring 2 master suites, each with walk-in closets and private access to a spacious balcony -- which can also be reached from the open-concept living and dining areas. The home is beautifully appointed with bamboo flooring, granite countertops, and stainless steel appliances, perfectly balancing modern design with warm, inviting touches.Island Reserve is more than just a home -- it...

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s a resort-style oasis. Enjoy world-class amenities, including a sprawling 1-acre pool with two waterfalls and plenty of seating for poolside gatherings, a state-of-the-art fitness center, and an indoor, climate-controlled gymnasium with a basketball court (also suitable for pickleball games). The vibrant Social Club plans events for the community, fostering a welcoming, neighborly atmosphere year-round.This serene, owner-occupied community offers peace of mind with gated security and no short-term rentals. Plush gardens and fountains create a tranquil environment between buildings, making every day feel like a retreat.Location is key -- just 1.4 miles from the world-famous sugar-white sand beaches and 1.2 miles from the Hathaway Bridge. Youre close to shopping, dining, and entertainment while still tucked away from the hustle and bustle.Association dues cover everything except electric and cable/internet service, ensuring a hassle-free lifestyle.Dont miss your chance to call this stunning Island Reserve condo home. Schedule your private tour today and experience resort living at its finest!This owner financing home is a townhouse or condo located in PANAMA CITY BEACH. It offers in size, 2 beds and 3 baths. Review its detailed information and determine if this PANAMA CITY BEACH owner financing has the qualities you are looking for.  

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This property is offered for sale with Owner Financing available. With Owner Financing, owners can offer flexible terms which allow buyers to purchase property without a traditional bank loan. This leaves more room for negotiation on loan terms and approvals.